Personal Insurance

Disability Insurance

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Loss of income creates a very critical situation for most people.  A long-term disability or illness is not just a remote possibility.  At any time, an accident or illness could prevent you from working for months or even years.

That’s where the various types of insurance coverage can help.  Disability Insurance plans provide monthly payments to replace your income if you become disabled.

Total or even Partial Loss of Income can bring upon a serious financial burden, and there is a real chance you will be disabled for 90 days or longer before age.

For example, a 40 year old Female has a 25% chance of being disabled for 90 days or longer before the age of 65.

Your advisor can work with you to develop a complete understanding of how these and other risk management services can fit into – and protect – your financial picture.