Personal Insurance

Life Insurance

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Life insurance is used to protect the financial security of the people you love and to protect the continuation and financial security of a business.

A life insurance policy pays a cash benefit, tax free, to your beneficiaries when you die, this may be a spouse, parent or child.  Or if you are protecting the longevity of your business, it could be one or a number of corporations you control, or another shareholder.

The amount of money for which you are insured and the type of insurance you buy depends on your corporate needs.

We recommend insurance contracts with strong guaranteed features, such as:

  • Guaranteed premiums
  • Guaranteed contract provisions
  • Guaranteed rates of return on cash accumulation

In addition to guaranteed features, some contracts offer cash values and increasing life insurance coverage, depending on the insurance company and contract selected.

We are well equipped to discuss these and any other options with you.